Receive it first
Trust and security for
your customers
Reduce the uncertainty of online shopping and increase the conversion rate.
Offer your customers buy now and pay later, having received the order.
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with greater frequency and
higher average transactions
Improve the shopping experience and increase conversion by allowing your online visitors to receive, touch or try your product before paying for it.
¿Cómo funciona el Paga Después de seQura?
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your customers learn that they can pay later at no additional charge.
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You collect payment up-front.
collect payment up-front, risk-free for you.
and maximise your sales
Adapt to the various buyer types and increase conversion rates at the checkout.
Free of charge to the retailer, complete flexibility for the consumer with up to 24 months to pay. Attract new customers and increase your average transaction.
Offers access to the latest products with fully comprehensive insurance included, for a reduced monthly instalment to increase your margins and repeat business.
Digital experiences in the physical store to streamline the shopping process.
Interest-free for the consumer, ideal for selling more at low-medium price points.
If you prefer to pay in instalments, you can change the payment plan at any time in your user account. You just have to find the order and select "Split payment". You can split the payment over 3 or 6 months.
Select "Pay Later" as the payment method at the end of your purchase. This will take you to our system where you'll just need your ID number and mobile number. And that's it! Your purchase will have been made without paying for it yet.
When the store ships your purchase you'll receive an email with the next instructions for payment once you've checked your purchase.
*It's unusual, but for reasons of security some retailers will also ask you for your card number. This is not to charge you at the time but to process an automatic payment 7 days after shipping when you've had time to check your purchase.
You choose! Once you've checked your purchase you can pay by card, bank transfer or by bank deposit.
To pay by card:
In your user account select the purchase you want to pay for and click "Pay now".
To pay by bank transfer or bank deposit:
We have accounts with five different banks for you to choose from. Check our account details.
Don't forget to include the reference that we give you in the email so we can find your payment.
*If you choose to go to the bank and make a deposit you should bear in mind that banks do not accept cents and round up the amount.
It's as free as the air we breathe. Free of subsequent hidden costs, just the amount of your purchase. Just remember that if you choose the option of paying by bank transfer, your bank may charge a commission for the transfer.
It's unusual, but sometimes depending on the type of retailer or product, we may ask for card details in the last step for security reasons. Payment will not be made at the time of purchase but automatically 7 days after the store notifies us that your purchase has been shipped.
If you're not satisfied with your purchase and decide to return it, you'll just need to notify us in your user account via "Notify return" and we'll stop the payment for a few days until the store confirms the return.
Stores sometimes face logistical problems and shipments take more than 7 days to arrive. No need to worry!
Get in touch with us and we'll postpone the payment date so you can receive your purchase in good time before paying for it.
It's important that you let us know so we don't bother you with late payment notifications.
Of course! If you don't want to wait you can pay whenever you like once delivery has been made.
The easiest way is to log on to your account and pay with your debit or credit card (Visa or Mastercard). You can also choose to be charged automatically by clicking "Automatic payment" in your user account and that way you don't need to keep an eye on the due date (you'll always receive a confirmation email whether the automatic payment has gone through successfully or there has been some kind of problem).
If you prefer, you can also pay by bank transfer or bank deposit*. We have accounts with five different banks for you to choose from. Don't forget to include the reference that we give you in the email so we can find your payment.
* If you choose to go to the bank and make a deposit you should bear in mind that banks do not accept cents and round up the amount.
If you pay by card (whether manually or automatically) we'll send you a confirmation by email. So you'll always know if we've received the payment or not. If not, well immediately look for a solution.
If you make the payment by transfer or bank deposit we'll send you the confirmation email when we receive the payment. Transfers can take 1-2 days to arrive. If more than 2 working days go by after paying and you haven t received our confirmation, you can contact us to check the status of your payment.
First you need to contact the store where you made the purchase to start the return process as instructed by the retailer.
Then, avoid paying for something you're not going to keep. To do this, log in to your account, find the order, click "Notify return" and we'll suspend the payment until the store notifies us of the return.
Once the store confirms the return, well process the refund immediately using the same method you used to make the original payment. If you paid by card well refund the amount to your card. If you paid by bank transfer or bank deposit, we'll ask you for the account number to send you the refund.
This process may take 2-5 working days.
SeQura adapted to our business from the outset as a tailor-made solution.
We needed a payment-in-instalments method that was easy, convenient and fast.
SeQura has given it to us and has increased our sales in the stores and online
seQura has helped us develop a totally digital, intuitive and immediate contractual
process, which has been key to the successful launch of our latest-generation mobile rental service.
The quality of the subscription experience that has been developed and their risk
algorithm make the difference.
The thing I value most about seQura is the ease and convenience of their operations,
which enable us to reduce processing times and increase sales.
Moreover, they create a very positive sensation in terms of our patients.
SeQura understands and adapts to our sector in an in-depth way.
Their payment-by-instalment solutions and their ongoing optimisations of our
integration have helped us double the average transaction compared to our non-
financed sales.
The results continue improving every year, they're an ideal partner for our business.
We couldn't be happier with seQura; we've been working with them for 4 years and
have seen increased sales from the very first month.
I'd highlight their ongoing innovation because they never cease to suggest
improvements and new services every year. Plus it's a pleasure to work with them.
We've relied on seQura since the start of eCommerce; because of the type of product we needed a payment-by-instalment method but one that was quick, easy and intuitive, seQura provided it.
As well as the ease of payment for the customer, it has helped us increase the
average transaction by 40%.
We started with Sequra to facilitate our customers' financing in a quick and easy
way.
It's a success; since we've been partners with them we've increased sales by 22%.
We try to offer customers the best online shopping experience and to ensure the process is highly intuitive and simple.
SeQura adapted themselves to our needs from the outset, playing a very important role in increasing the average transaction and the repeat customer rate.
SeQura adapted to the customers and our needs, building a tailor-made solution that let us increase our sales and average ticket from the first day.
Thanks to the chance of fragmentation and by allowing us to pay the purchase later,
seQura has facilitated our customer's conversion.
The paying method is safe, functional, and flexible to make sure nobody leaves Venca without their favourite product.
We've been working with seQura as a strategic partner since 2018; since then, they've
always been at our side helping us to achieve our goals and improve our customers'
experience.
Thanks to their experience in payment methods, we've improved 2 of our
KPIs, conversion and the average transaction. What's more, their service is
unbeatable, which makes working with them on a day-to-day basis very easy.
Ventajas de incorporar el Paga después de SeQura
El crecimiento de un comercio va de la mano de las facilidades que le ofreces a tus clientes. ¿Y qué mayor facilidad hay que dar la posibilidad de aplazar el pago y poder pagar después?
Aumenta la conversión: Sin necesidad de desembolso aumenta la posibilidad de que los usuarios acaben realizando una compra.
Nuevos clientes: El paga después es una forma eficaz de conseguir que un cliente elija nuestro comercio frente al de un competidor.
Aumenta la credibilidad: Ofrecer una experiencia de compra positiva y con facilidades de pago hará que tus clientes repitan con más frecuencia.